Mechant | Cash Advance Utah
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We Inform You Just How Residence Equity Personal Credit Line

3.49% Fixed APR until 3/31/2021 on initial advance taken at closing! 4

Make use of the equity you have built in your house to gain access to funds for major costs with a 10 line of credit followed by a 20 year repayment period year.

To be able to make use of this offer, you will need to develop into a PenFed Member

To be a known member, you'll need just satisfy two needs:

1. Determine your eligibility

2. Start an everyday share account with at least $5

Owner Occupied Homes

70% or Less CLTV

Variable % APR (Prime +. 25%)

70.01% to 80per cent CLTV

Variable % APR (Prime +. 50%)

80.01% to 85per cent CLTV

Variable % APR (Prime + 1.00%)

85.01% to 90percent CLTV

Variable % APR (Prime + 1.5%)

1 Prime speed is per cent at the time of. There clearly was a rate that is minimum of percent APR and a maximum price of percent APR.

Non-Owner Occupied Homes

Combined Loan to Value (CLTV) Line Amount Rate 1

80% or Less CLTV

Variable % APR (Prime + 1.5%)

2 The Loan to Value(LTV) is capped at 75% in TX.

3 Prime Rate is per cent as of. There clearly was a rate that is minimum of percent APR and a maximum price of percent APR.

4 The fixed rate is entitled to all Home Equity 10/20 applications received by 3/31/20. This offer is just readily available for improvements prepared regarding the time the house Equity account is exposed. In case a stability is staying from the advance on 4/1/2021 the rate shall revert to your note rate.


  • Loans from $25,000 - $500,000
  • 10 draw period and 20 year repayment period year
  • Interest only repayments during 10 year draw duration
  • Change from the adjustable to a fixed rate on all or a number of your personal credit line

• PenFed pays most closing expenses †

Combined Loan to Value (CLTV) 2 Line Amount price 3